12 USC 2808 - Effective date

(a) In general 
This chapter shall take effect on the one hundred and eightieth day beginning after December 31, 1975. Any institution specified in section 2802 (2)(A) of this title which has total assets as of its last full fiscal year of $10,000,000 or less is exempt from the provisions of this chapter. The Board, in consultation with the Secretary, may exempt institutions described in section 2802 (2)(B) of this title that are comparable within their respective industries to institutions that are exempt under the preceding sentence (as determined without regard to the adjustment made by subsection (b) of this section).
(b) CPI adjustments 

(1) In general 
Subject to paragraph (2), the dollar amount applicable with respect to institutions described in section 2802 (2)(A) of this title under the 2d sentence of subsection (a) of this section shall be adjusted annually after December 31, 1996, by the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers published by the Bureau of Labor Statistics.
(2) 1-time adjustment for prior inflation 
The first adjustment made under paragraph (1) after September 30, 1996, shall be the percentage by which

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(A) the Consumer Price Index described in such paragraph for the calendar year 1996, exceeds
(B) such Consumer Price Index for the calendar year 1975.
(3) Rounding 
The dollar amount applicable under paragraph (1) for any calendar year shall be the amount determined in accordance with subparagraphs (A) and (B) of paragraph (2) and rounded to the nearest multiple of $1,000,000.